Arizona Medicare Part D is a supplementary plan that Arizona residents can add to their original Medicare plan that offers extra help in lowering costs for prescriptions. Any person who is dependent upon prescription medication to maintain a healthy life or to keep an illness under control knows how frightening it can be to think that maybe this month you won't be able to get your medication. If you are in the middle of a treatment program, how are you going to continue getting better if you can't afford to buy your medicine? Patients who are insulin dependent need their medication in order to live. Without it, they literally face life threatening consequences, and that can be downright terrifying. Arizona Medicare Part D is an excellent option for making sure you don't ever face that worry.
There is no application process for enrolling in the Part D supplementary program of your AZ Medicare plan. Those patients who qualify for the overall program are automatically eligible for the Part D supplementary program. If you do qualify, though, and you want to use the supplementary plan to get your Arizona prescriptions, you will need to accept enrollment in the program. With most Medicare Part D programs, including those in Arizona, there are only a limited number of openings available for new patients. If you want to utilize the benefits of the program, you have to accept the plan as soon as you can.
Once you have accepted enrollment in to the Arizona Medicare Part D, you can start enjoying the extra savings on your necessary prescriptions. There is typically a standard deduction associated with having Arizona Medicare Part D that needs to be met before you can enjoy the full benefits of the program. However, there is the option, for those who have exceptional needs, for no premium plans and no deductible plans. Since you'll have already submitted your income information, you will be able to talk over these options with an AZ program administrator.
If you have decided that Arizona Medicare alone is enough to cover your needs, and you do not want to take advantage of the Part D supplementary program, you need to make sure you have opted out of the program on your original plan. Since there are only a limited number of openings for new program members, those who are approved for the original program first have the first option to accept the AZ supplementary program.
Patients who don't opt out of Arizona Medicare Part D right away when they've determined they do not want the additional assistance may hold up the line for another person with Arizona Medicare to accept enrollment in to the supplementary program. This can cause a back log for program administrators and prevent another patient from receiving the additional help they need as soon as possible. Therefore, if you've determined that Arizona Medicare Part D is not a program that you need, opt out right away.
With your Arizona Medicare Part D program, not all prescriptions that are available on the market are going to be automatically covered. There is some flexibility within premium plans for having more or less prescriptions be covered, but it's a fairly limited amount of flexibility. You could choose to have a slightly more expensive premium and have more name brand prescriptions covered under your plan, or you could choose to go with a slightly less expensive plan that will only cover generic prescriptions. With either one of these, certain kinds of medications will not be covered at all.
Prescriptions for patients with eating disorders are one of the more common prescriptions that are not covered by any Arizona Medicare Part D supplementary program plans. Eating disorders can often be treated with lifestyle changes and talk therapy, and so are not wholly reliant upon medications. Other illnesses where medications are considered optional often do not have those medications being covered under the Part D program. This is to ensure the lowest possible levels of cost to all patients enrolled in the Medicare Part D plan in Arizona. If all medications were covered for all illnesses all the time, costs could quickly skyrocket, and those patients with the greatest levels of need would not be able to get their prescriptions as easily as they can now.
Arizona Medicare Part D is, above all, to provide the comfort of knowing that you won't have to worry about how to pay for your medication this week or next month. With this program, you will be able to save enough money to always be assured that you can afford your medications. That means that you can continue treatment to completion and receive the full benefit of doing so, or you can maintain ongoing medications seamlessly.
This site helped us realize that we had a lot of options for Part D coverage that we hadn't even thought about. The plan we have now is much cheaper than our old one. Thanks!
Rita and Harry, Atlanta GA