One of the most common questions that agents and brokers hear is this: I am now able to apply for Medicare, where do I start? If there is a particular program that can be labeled as confusing without any help, it's Medicare and how it works. This is because as a government-backed program, it is subject to funding changes and regulation revisions from year to year. Without these, it might be considered more stable, but that is not the case. Increasing or lowering Medicare coverage will always be a topic that you need to research before you complete any transactions in order to work your way through the hoops efficiently. You might also want to invest in a trampoline so you can start jumping as quickly as they will be asking you too.
Certainly, you can always call Medicare directly and ask them whatever questions you may have. This is where making a list would be helpful so you don't forget anything important or miss an important topic because the conversation went places you did not intend. However, many people don't have time to just sit on the phone and have a consultation like that, and they would be more likely to read from an information source that is available at any time. Nothing else fits this bill like the Internet because it's set up to be a 24-hour marketplace. You can read through articles, term definitions and other helpful tools at any time of the day or night that is convenient.
As you are looking through this material, you may also notice that it's possible to apply online for Medicare coverage. By doing this, you can save time and paperwork that doesn't have to be printed out. Of course, when it comes to a wet signature, there may be one or two forms that needs to be mailed back to you, or that you can print and scan or fax, but that's about it. Most of the time, you'll be able to keep an electronic copy of your application on your own computer or flash drive just by downloading it. This is probably one of the best ways to get as much information to start with, and it will open the door so you can start asking more informed questions. There are plenty of details to consider but you don't have to think of all of them on your own. Rather, let your broker lead you by the hand as they help you determine what would be the most helpful approach.
Keep in mind that you won't be the only asking, I am now able to apply for Medicare, where do I start. There are several people in this group, and this is why there are also several helpful tools online to help you figure it out. This is not a process where you want to guess your way through, but rather something where each decision should be made individually and carefully. This is the funding that will be there to help you purchase medications as they are prescribed by your doctor, so you should be careful when you are choosing a coverage option. It needs to fit your medication needs as well as your financial situations, and will only do so if you give this task the time that it requires. If you have a difficult time contacting experts during business hours, then feel free to leave an electronic message for them to answer as soon as possible.
This site helped us realize that we had a lot of options for Part D coverage that we hadn't even thought about. The plan we have now is much cheaper than our old one. Thanks!
Rita and Harry, Atlanta GA